In a contested bankruptcy case, time is a fundamental constraint. Once the window to challenge a transfer closes, the transfer stands, however questionable it looked.
Counsel and fiduciaries know what they need to find: payments that favored one creditor over others, transfers to insiders, and movements of value for less than it was worth. The records that hold those answers are bank statements, ledgers, and data from intermediaries. The problem is how long it takes to read them.
Why Manual Review Falls Behind
Debtor records rarely arrive in tidy form. Statements are scanned or printed. Ledgers use different structures. Some records are from other countries and in other languages. Before analysis can begin, someone has to convert all of it into something searchable.
That preparation can consume weeks or months. Meanwhile the deadline keeps moving closer. Teams respond the way anyone would: they sample the data. This means reviewing a slice of the transactions and hoping the important ones are inside it.
The transfers that matter most are often the ones structured to look unremarkable. Sampling misses schemes like that by design.
Reconstructing the Full Picture
The Sedra Financial Investigation platform automates the first and slowest step. It ingests bank and credit card statements and other sources, uses AI to convert scanned PDFs and hard-copy records into tabular data without manual entry, and normalizes everything into a single dataset. Teams can start investigating up to 90% faster.
From there, the platform helps your team see the whole estate rather than a slice of it:
- Anomaly and pattern flags across every transaction, so unusual activity surfaces early
- Parties Relations Tracing that maps connections between the debtor and other parties through intermediaries
- Screening of parties against Politically Exposed Persons, Sanctions, and Debarment lists
- Dashboards that let you drill into parties, transactions, and trends and return to the source data behind any finding
The platform surfaces the transfers worth a closer look. Counsel then reviews them and decides which are worth pursuing. That division of labor is deliberate, using AI to replace manual effort while keeping human expertise and judgment in the loop.
Complete Review, Inside the Window
In an embezzlement and money laundering case, a court-appointed liquidator used Sedra to reconstruct the flow of funds across jurisdictions. The platform quickly identified an additional 15 bank accounts associated with the perpetrator’s network of companies. That is the kind of result sampling-based review simply does not reach. Complete review changes what is possible before a deadline. Questions that would have been triaged away as too expensive become answerable.
A Defensible Record
Whatever the platform surfaces has to be explained to a trustee, a creditors’ committee, or a judge. Every finding in Sedra is traceable to source data and reproducible. Dashboards give you a visual way to show how funds moved and how parties connect.
And because the work involves sensitive financial data, security matters. Sedra is verified SOC 2 Type 2 compliant and ISO 27001 certified, hosted on Google Cloud in U.S. data centers.
See It on a Live Matter
If a challenge deadline is approaching on a matter with a large volume of records, that is the right place to start. Schedule a demo and we will show you how we would attack it.